@BobNed are the hotel rooms different than DVC rooms in terms of bedding? We stayed in a DVC studio in September and most definitely did not have the bedding that is in your photos. I agree that if we had that bedding, it would have been sufficient for us. But in our DVC studio, we had three sheets - the same triple sheeting technique I'm seeing at many resorts in WDW. It was literally three white flat sheets.
This past summer the same was true for us and we were in a DVC island view and then standard studio, three sheets. This was when we requested more blankets. I kind of thought I had lost my mind because Iw as sure it wasnt like this before.
In the summer of 2014 we had the fluffy white duvets and we were in a DVC standard studio for part of the stay and a hotel room for part of the stay.