I just want to reply to this sentiment- and I know opinions really vary- but no, I don't expect or want my children to need to care for me for 30 years+. I really hope they visit and help if I have a medical issue, but we specifically plan and save so we aren't overly reliant on our children in our older age.
I agree that OP needs to discuss this with her mom and help her sort out choices, but the sudden turn to nursing homes doesn't fit in this thread IMO. We're talking about a woman in her 70's living in an apartment here, not a nursing home!
Did she help out in other ways such as housework or childcare that, while not going directly towards taxes and upkeep also offset things financially? I'd consider at least giving her back what she paid for the addition out of the sale proceeds.
I feel like telling your 74 year old mom she has to live on her own after never living on her own and living with you for 19 years is the same as telling your kid that upon high school graduation they need to get out. It's just bad in my eyes.
My DH and I do, too, but that's not the case for everyone, and especially not for previous generations.I just want to reply to this sentiment- and I know opinions really vary- but no, I don't expect or want my children to need to care for me for 30 years+. I really hope they visit and help if I have a medical issue, but we specifically plan and save so we aren't overly reliant on our children in our older age.
I, myself, would enjoy living in that type of community, but my mother definitely would not have. Nor would she have liked a roommate. My mother would've done ok in an apartment, but truth is, she enjoyed being around family, especially her grandkids. She told me recently that one of the best times of her life was when my kids were small and she and a babysitter I hired took them all over the place. Seems strange, I know, that she would prefer that time to when her own kids were little, but that period of her life was filled with hardship and stress, and the period with me was pretty carefree. She could enjoy the fun of caring for kids without the stress of it, basically. That actually made me feel pretty happy for her, that she saw it as a joy rather than an inconvenience. Now it's the other way around, i.e. my kids help care for her, so I agree with the pp who said that things come around full circle. I forgot to say that my mother's been with us for 23 years now so she was only around 69-70 when she came to live with us. There's a world of difference between how she was then, and how she is now.After you sell the house, I would give Mom some money as a little cushion. Have you worked out the rent and other expenses on her new place? If not, I would lay it all and go over it with her so she can see how much it will cost her each month and how much she will have leftover. Personally, I think a 74-year old lady would enjoy living in a community with people her age and lots of planned activities. If she doesn't enjoy being alone, would she rather have a larger apartment with a roommate? Perhaps another single lady who would also like some company?
The only thing I would consider is her health and how long she will be able to live on her own. If it comes to a point where she can no longer live alone, would you have a room for her in your new home? Would there be money to hire a caregiver to come to her apartment? Does she have long-term care insurance in case she needs a nursing facility? I don't think you're being selfish at all and it's not like you're just kicking mom out to fend for herself. I would, however, look to the future and make sure the "what-ifs" are covered.
I feel like telling your 74 year old mom she has to live on her own after never living on her own and living with you for 19 years is the same as telling your kid that upon high school graduation they need to get out. It's just bad in my eyes.
I agree that OP needs to discuss this with her mom and help her sort out choices and take her investment into account, but the sudden turn to nursing homes doesn't fit in this thread IMO. We're talking about a woman in her early 70's living in an apartment here, not a nursing home!
No one ever wants to be in a position where they require 24 hour nursing care - at any age. But residential senior living with concierge help is a far cry from a nursing home! We're not even talking assisted living here, it is an apartment with minimal senior support. I don't see this as dumping mom at all. They are ready to make a change, probably due to an empty nest, upcoming retirement, or whatever. Obviously mom's needs should be taken into account, but OP and her husband don't have to live in a place they don't want to be for the next 20 years to do that.
OP and her family need to discuss this move, they also need to discuss what will happen once mom can no longer live on her own. Those are really two separate issues at this point.
Yeah. I don't even live on the same continent as my parents (my dad lives in Mexico and my mom half and half Mexico and the US). It's not likely either of my parents would move in with us. We have an 800 sq ft condo and it would be hard to get them German resideny permits. And yet, not being someone who plans on having fmaily move in, it still strikes me that the OP and her husband are being controlling and unfair to her mother in making all these plans without any input from her (and in having gone for nearly two decades knowing Mom exepcted the current situation to be permanent and never mentioneing otherwise---most epsecialy when Mom invested in putting an addition onto their home).Not at this moment but OP & her DH are making unilateral decisions to impact he DMs life. They state her addition adde to the value of the sale, how much? She also implies this will downgrade her DM's lifestyle while upgrading theirs All this with no discussion with her mother, fair, oh heck no!!!!
Not at this moment but OP & her DH are making unilateral decisions to impact he DMs life. They state her addition adde to the value of the sale, how much? She also implies this will downgrade her DM's lifestyle while upgrading theirs All this with no discussion with her mother, fair, oh heck no!!!!
We agree on that so I'm not sure why you think you're debating me. If you read my posts I've clearly said so. I just don't see it as putting mom in a nursing home.
The Rule people.Sorry this is so long......
Looking for opinions and/or advice-My DM moved in with dh and I 19 years ago after the sudden passing of my DF. DM was 54 at the time and had never been on her own. DM paid for the addition of an in-law apartment on our home which included some additional living space for us as well. DH and I have taken care of all maintenance on the exterior of the house for the last 19 years-including DM’s apartment. Paid all of the taxes, homeowners insurance, repairs, water bills, etc.
Our children have now grown and left the nest. DH and I have been considering selling the house for a little while now. Our neighborhood has changed and we live near a busy thoroughfare. We were recently presented with an opportunity to purchase a home that we are in love with in a very quiet, off-the-beaten path, rural area. There will be no room for DM and I don’t think it would be a good move for her anyway-she’s 74 now. Doesn’t drive much and this would be very isolated for her.
Here’s my dilemma. DM will be very angry. The decision was made very quickly for her to move in with us after the death of DF. In hindsight, this was a bad decision that should not have been made so quickly at such a difficult time. DM went from a situation where she was very dependent on DF to where she is very dependent on myself and DH. She has always been very good at manipulating others to get her way. It is time for DH and I to be free to make decisions that are best for our future and while I feel comfortable with this decision, I also have a lot of guilt. There was never any discussion about the what ifs when she moved in. DM has made a lot of assumptions in her own mind that she would be with DH and I until the end. Because of this, she is not prepared neither mentally nor financially to live on her own. My plan is to move her into a 55+ apartment complex where she will be around people her age. This complex also provides regular transportation to the grocery store and other trips and activities. I think she will love it once she accepts it. The biggest problem is financial and this is the part that I’m really torn. We will be selling our home. DH does not feel that DM is entitled to any of the proceeds and I’m not sure. The apartment and additional living space has contributed to the current value of the home, however, DM has never contributed to the upkeep and taxes during the past 19 years and has essentially lived for free during this time with the exception of her utilities. She will be able to afford her rent for the new apartment, but it will drastically impact her standard of living-which will also make her very angry and resentful. I am willing to help her out with some expenses-but do I owe her more than that?? Any thoughts??
I'd like to know the answer to this as well.Did she help out in other ways such as housework or childcare that, while not going directly towards taxes and upkeep also offset things financially? I'd consider at least giving her back what she paid for the addition out of the sale proceeds.