neverlandsky
DIS Veteran
- Joined
- Sep 7, 2017
0. Haven't wrote a check in over 10 years due to identity fraud.
Seems dangerous to write a check at a store. Someone just needs to take a picture of your check and then can order a box with your account number.
Seems dangerous to write a check at a store. Someone just needs to take a picture of your check and then can order a box with your account number.
I'm old school; almost everything is paid by check. DH gets paid on the last day of the month, so that's when I sit down and pay the bills. Most everything is due mid-month, set up that way intentionally, so everything goes in the mail (indoors at the PO) on the first of the month. I just am not comfortable putting my bank account information out there on the internet. Credit cards will cover me if there're fraudulent charges, but if a hacker can get into my bank account, my money's gone.
I like being "in touch" with our finances. As we charge almost everything and pay it off in full monthly, it's helpful to me to know what's in my accounts at any given time. That way I know if we can afford things. To have bills automatically paid and have the money "leave" the account magically doesn't work for me. How much is going out? Will I have enough to cover the next bill? I have a couple of friends who NEVER know what they have in the bank; everything is auto-paid. Interestingly, they are also my friends who often bounce checks and carry credit card debt. IMO they have distanced themselves from their resources, never really know what they have, never really know what they can afford- OR NOT. This just wouldn't work for me!
Not many. Being in Canada most stores won’t take them but I’d pay debit or credit even if they did. I use a cheque to pay for DD’s hot lunch and fundraisers at school and my housekeeper if I forget to get cash out for her. That’s pretty much it!
Yes, DW refuses to use online banking
I'm not a senior but I sometime just prefer to use checks.Is she a senior? Usually its older people I know that have this irrational fear of technology.
I've paid bills online for 20 years. That's a long time. This isn't new technology. Doesn't she use her bank's app? That's all I use now.
That would be so nice!!End of last school year our kids' school got they amazing program where you can pay for school fundraisers and field trips online. You can also sign the permission form on line! It's awesome.
It seems like I'm always behind people who take forever using trying to figure out how to use their cards. They can never figure if they insert them if theyhave a chip or not. If they wanna use they as credit or debit if they want cash back if they do how much back. Or they take them out before they are supposed to and then you have to start the process all over again. Seems like with both they can be time consuming to me checks seems much faster to me anyway.WI'm always behind some lady at the grocery store who is writing a check. And she doesn't even get her checkbook out of her pocketbook until AFTER the cashier has given her the total.
...and takes the time to update her account balance in the back of the checkbook???That lady in front of me at the store always writes one.
Is she a senior? Usually its older people I know that have this irrational fear of technology.
I've paid bills online for 20 years. That's a long time. This isn't new technology. Doesn't she use her bank's app? That's all I use now.
I still have a few that I have to write, maybe 3 or 4 a month, but most everything is automatically credited or paid on line.
I still have a few that I have to write, maybe 3 or 4 a month, but most everything is automatically credited or paid on line.