disney junky
BWV
- Joined
- Dec 16, 2004
I still have a few that I have to write, maybe 3 or 4 a month, but most everything is automatically credited or paid on line.
My dad used to say this about the bank account vs credit cards, but that has not been my experience with bigger banks like Chase. I have had to dispute claims several times for rather large amounts of $ & Chase always credited my account immediately while they researched it. They have never denied me return funds after investigation of fraudulent claims.I'm old school; almost everything is paid by check. DH gets paid on the last day of the month, so that's when I sit down and pay the bills. Most everything is due mid-month, set up that way intentionally, so everything goes in the mail (indoors at the PO) on the first of the month. I just am not comfortable putting my bank account information out there on the internet. Credit cards will cover me if there're fraudulent charges, but if a hacker can get into my bank account, my money's gone.
I like being "in touch" with our finances. As we charge almost everything and pay it off in full monthly, it's helpful to me to know what's in my accounts at any given time. That way I know if we can afford things. To have bills automatically paid and have the money "leave" the account magically doesn't work for me. How much is going out? Will I have enough to cover the next bill? I have a couple of friends who NEVER know what they have in the bank; everything is auto-paid. Interestingly, they are also my friends who often bounce checks and carry credit card debt. IMO they have distanced themselves from their resources, never really know what they have, never really know what they can afford- OR NOT. This just wouldn't work for me!
Lol! I know the feeling!!That lady in front of me at the store always writes one.
I'm old school; almost everything is paid by check. DH gets paid on the last day of the month, so that's when I sit down and pay the bills. Most everything is due mid-month, set up that way intentionally, so everything goes in the mail (indoors at the PO) on the first of the month. I just am not comfortable putting my bank account information out there on the internet. Credit cards will cover me if there're fraudulent charges, but if a hacker can get into my bank account, my money's gone.
I like being "in touch" with our finances. As we charge almost everything and pay it off in full monthly, it's helpful to me to know what's in my accounts at any given time. That way I know if we can afford things. To have bills automatically paid and have the money "leave" the account magically doesn't work for me. How much is going out? Will I have enough to cover the next bill? I have a couple of friends who NEVER know what they have in the bank; everything is auto-paid. Interestingly, they are also my friends who often bounce checks and carry credit card debt. IMO they have distanced themselves from their resources, never really know what they have, never really know what they can afford- OR NOT. This just wouldn't work for me!