It could be from magic band setup perhaps. The reason I know this is our last trip my MIL and FIL took my kids to dinner without me and DW. They were able to use my kids bands to deduct a meal, they just needed the pin code. This was last September however, so I'm not sure if any rules changed or anything. I'd ask just to be certain. I'd think charging privileges (credit card purchases like souvenirs) are possibly setup different than meal plan credits. Not certain though.