So, if we use Rakuten we can buy Disney Gift Cards from Shop Disney to pay off our hotel? At 8% over Targets 5%?
Yes that is the idea but just remember:
1. It doesn’t always pay out
2. If it does pay out it is not instant

So if you can wait and want to take a chance this can provide greater savings however using a red card at target is a sure thing with 5% savings
 
Ok. I am not much of a gambler, so I guess I will stick with Target, thank you for your help though!

I am willing to gamble when I have a chase offer for 5 or 10% back as well but without it not so much

Or, right now, if you have the Chase Freedom, it's not a gamble.

The 5% PayPal will definitely work, so you're guaranteed the 5, same as Target, and then maybe you get a nice Rakuten credit, too
 
how are both paypal and chase freedom used for the purchase? sorry i'm a little slow with this.
You can pay via PayPal using the Chase Freedom card that’s linked to your PayPal account. The 4th quarter Freedom Bonus includes PayPal. 5x Chase Ultimate Rewards bonus when using Freedom for PayPal purchases.
 
Thanks! for some reason my Chase Freedom doesn't have quarterly bonus option (no idea why) but i'll look into the paypal option anyway...
 
Oh, yes. I should’ve clarified that’s with the Chase Freedom “Flex” cards. Sorry.
Thanks! for some reason my Chase Freedom doesn't have quarterly bonus option (no idea why) but i'll look into the paypal option anyway...
I have the regular Chase Freedom and the Flex. Both have 5% quarterly bonuses.
 
Perhaps you have the Freedom Unlimited which earns you 1.5% back on all your purchases. That one does not have a quarterly bonus.
Yes i do have the 1.5% ! Mystery solved lol.

The Sams Club black friday is a scam! only a handful available (even if online and ready to hit button). Sorry for the negativity on this one but this just caused a lot of aggravation and a terrible start to the holiday season last year. grrrrrrr
 
Yes i do have the 1.5% ! Mystery solved lol.

The Sams Club black friday is a scam! only a handful available (even if online and ready to hit button). Sorry for the negativity on this one but this just caused a lot of aggravation and a terrible start to the holiday season last year. grrrrrrr
Haha yea you have to be johnny on the spot, but so have hit it the last two years running.
 

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