I had the same thought. I sure would love the $40 since we have a trip coming up, and while I am interested in DVC maybe in the future, I'm not at a place where it's even feasible to entertain the idea right now. It says guided phone tour, so I was hoping it was more informational and maybe even pre-recorded where you would key through some prompts, because I would like to hear about it, but I don't want to have to fend off a pushy salesperson. I know they're just doing their job, but there is literally zero percent chance I'm ready to buy in.