Beware of Very Cold Lazy River

If you go to Disney resorts regularly, you might want to run the numbers for DVC. The savings are substantial.

No they aren't. There will always be public discounts offered. I've done the math. It's never worked out to be any savings at all, just a massive expenditure and loss of opportunity costs on the upfront purchase.
 
No they aren't. There will always be public discounts offered. I've done the math. It's never worked out to be any savings at all, just a massive expenditure and loss of opportunity costs on the upfront purchase.
We always stay in a one bedroom, ocean view. The cash cost, even at a discount, is astronomical. I’ve done the math too, and for us the savings are substantial, even not including resale value.
 
We always stay in a one bedroom, ocean view. The cash cost, even at a discount, is astronomical. I’ve done the math too, and for us the savings are substantial, even not including resale value.

I guess we have different ideas of what "astronomical" costs are. To me, the nightly cost of a 1br at a 30-40% discount is reasonable. To me, an $80,000+ investment is astronomical.
 
I guess we have different ideas of what "astronomical" costs are. To me, the nightly cost of a 1br at a 30-40% discount is reasonable. To me, an $80,000+ investment is astronomical.

We ran the math on 2BD OV (based on the cost of DVC resale points) and the math worked out great. I only wish we would have bought in sooner.
 
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I guess we have different ideas of what "astronomical" costs are. To me, the nightly cost of a 1br at a 30-40% discount is reasonable. To me, an $80,000+ investment is astronomical.
Aulani is currently offering a 25% discount. I put in dates for an off time of year, when we usually travel, for 18 days in September. Adding the room tax which everyone pays, that’s a total of $21,600 for a one bedroom ocean view. For me, that’s expensive. The point cost is 828 points, about $82,800. That would cover about 4 trips if you’re paying cash.

Now, I’m not counting dues, but I’m not factoring in resale value either. I’m also not looking at opportunity cost because I don’t regard this as an investment. I really don’t want to go any deeper into this rabbit hole, but I hope you see some validity here.

If not, no big deal! It’s always fun to have a courteous debate on these boards!
 
Aulani is currently offering a 25% discount. I put in dates for an off time of year, when we usually travel, for 18 days in September. Adding the room tax which everyone pays, that’s a total of $21,600 for a one bedroom ocean view. For me, that’s expensive. The point cost is 828 points, about $82,800. That would cover about 4 trips if you’re paying cash.

Now, I’m not counting dues, but I’m not factoring in resale value either. I’m also not looking at opportunity cost because I don’t regard this as an investment. I really don’t want to go any deeper into this rabbit hole, but I hope you see some validity here.

If not, no big deal! It’s always fun to have a courteous debate on these boards!

18 days! We would never be able to travel that long. 😆

No need to take the thread further off track. But we qualify for better discounts than 25%. I'll just leave it at that. DVC would never be a deal for us.
 
I would love to see your math.

We get 35-40% discounts at Disney properties and don't travel every year. We live local to Disneyland so spend all our time there, and generally live in a place that we don't feel the need to get away from, so we don't travel too much. The dues kill it for me, math wise. Too many people "don't count" the dues, which is ridiculous. You have to count everything.
 
Resale is an interesting factor. I can sell my VGC for over double what I paid for it and Aulani for a bit more than I paid. So if I were to sell, my only cost is actually my dues. In that case, a week at Aulani in a one bedroom villa costs me roughly $2000. But I’m not planning on selling so not sure where that leaves me- lol! it works for some, not for others- but we love our DVC… especially when the pools are warm!
 
We get 35-40% discounts at Disney properties and don't travel every year. We live local to Disneyland so spend all our time there, and generally live in a place that we don't feel the need to get away from, so we don't travel too much. The dues kill it for me, math wise. Too many people "don't count" the dues, which is ridiculous. You have to count everything.
If you want to count dues, then you have to count resale, and the fact that you could very well ultimately get back your purchase price…both of which massively shift the equation in favor of DVC.

Not counting resale is ridiculous as well. But if you don’t travel much and aren’t inclined to leave the Anaheim area, DVC wouldn’t be a good fit.
 

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