SAP+ ?

[Chili327]

Would you mind sharing what price per point you used for each of BLT and SSR (honestly would have thought CCV would be lowest at this point).

Not sure what numbers they used, but I know there are a lot more BLT contracts (in my UY & budget) than CCV right now, & BLT dues are cheaper too, so I can see it make sense.

 

[CWTC]

Would you mind sharing what price per point you used for each of BLT and SSR (honestly would have thought CCV would be lowest at this point).

I didn’t calculate CCV earlier today but while out for a run after work, I realized I should have. I did OKW (both) and AUL but excluded them based on math. CCV math is on this evening’s todo list.

I used two sources of price per point. The first was from a resale broker’s March 2024 average sale prices (132$ BLT and 105$ SSR) and the second was dvcrofr which used average price of contracts sent to ROFR (122$ and 93$). I suspect the actual average price is somewhere in between those two sources because 1 is a broker and the 2nd source is populated by what I assume are savvy DVC buyers.

Using these sources, CCV average price per point is 136$ and 128$.

I was struggling to get the links to work above:Source 1
Source 2

Edited to add numbers:
Using source 1: BLT 11.25$, CCV 11.18$, SSR 11.64$

Using source 2: BLT 10.97$, CCV 10.99$, SSR 11.24$

I did not calculate dues increases but just assumed increases would be proportionate.

 

[kboo]

Assuming my math is right, BLT nudges SSR by about 30 cents per point per year over the life of the contract. It’s a higher up front of course which is where spouse is balking but I just do not want to get stuck at SSR - not our thing.

Our first contract was BLT resale and I spent much time wondering if I should have bought SSR instead; when we are at BLT it's never because we are "stuck" there, so I guess we are happy there. All our points are arguably SAP+ even though our pre-2019 resale points were the best value!

 

[HyperspaceMountainPilot]

I didn’t calculate CCV earlier today but while out for a run after work, I realized I should have. I did OKW (both) and AUL but excluded them based on math. CCV math is on this evening’s todo list.

I used two sources of price per point. The first was from a resale broker’s March 2024 average sale prices (132$ BLT and 105$ SSR) and the second was dvcrofr which used average price of contracts sent to ROFR (122$ and 93$). I suspect the actual average price is somewhere in between those two sources because 1 is a broker and the 2nd source is populated by what I assume are savvy DVC buyers.

Using these sources, CCV average price per point is 136$ and 128$.

I was struggling to get the links to work above:Source 1
Source 2

Thanks— I realize there’s no perfect source for price and I agree with the way you chose to do it—but my thinking is that it really doesn’t matter what average is if you are one of the people who got loaded BLT at $120 or $SSR at 85, etc. so it’s useful (to me!) to know what assumptions were made so I can fish for offers or compare what listing prices would be apples to apples. I think the takeaway is that with a ~$27 in per point purchase price, BLT is slightly cheaper over time.

Just saw your full post— awesome, thank you!

If you really want to do a deep dive, I think you would also want to compare point charts for the type of room you would stay in— but I think in your case you are looking to mostly spend them in Poly Bungalows?

 

[CWTC]

Our first contract was BLT resale and I spent much time wondering if I should have bought SSR instead; when we are at BLT it's never because we are "stuck" there, so I guess we are happy there. All our points are arguably SAP+ even though our pre-2019 resale points were the best value!

Our best value was our 1st contract - BCV resale in 2009, 88$/point! Hindsight is 20/20 and we were at a way different point in life but dang why didn’t we buy more?

 

[CWTC]

If you really want to do a deep dive, I think you would also want to compare point charts for the type of room you would stay in— but I think in your case you are looking to mostly spend them in Poly Bungalows?

Yes we might use them for a BLT grand villa or the occasional AUL trip but these points are primarily so we can switch a week in a 1br or 2br at one of our home resorts to a bungalow every few years.

 

[HyperspaceMountainPilot]

Yes we might use them for a BLT grand villa or the occasional AUL trip but these points are primarily so we can switch a week in a 1br or 2br at one of our home resorts to a bungalow every few years.

I haven’t done the numbers but my guess is that if you actually wanted to stay at your home resort CCV would become even more attractive, since they adopted the BRV chart.

 

[CWTC]

I haven’t done the numbers but my guess is that if you actually wanted to stay at your home resort CCV would become even more attractive, since they adopted the BRV chart.

Probably but similar to @Chili327 there are way more BLT contracts in our UY out there. Plus, and this falls under philosophy of buy where you want to stay, we like being able to walk to a park. But the copper creek cabins have tempted us.

 

[BrianLo]

https://www.dvcresalemarket.com/blog/best-economical-dvc-resorts-to-purchase-spring-2024/

Pertinent to the conversation here. Basically the same conclusions.

SAP+
1 A) CCV
1 B) BLT
...
3) VGF
...
4) Poly formerly (though I don't think their six month averages account for the run up adequately, I think it is currently off the list).
5) AKV (likely currently) ahead of Poly.

Then SSR remains the classic SAP of choice, particularly if up-front buy-in price is the major determinant and one wants just a massive volume of points. Though in terms of real actual value CCV/BLT overtake it.

 

[byurick]

Is BRV not in consideration because its a 2042 resort?

 

[Chili327]

Is BRV not in consideration because its a 2042 resort?

Yes, because when divide the cost up by only 16 years instead of 35+ years it is considerably more per point.

 

[davidhr]

Is BRV not in consideration because its a 2042 resort?

I’ve run those numbers. The CCV/BLT price is relatively close to BRV while having a considerable amount of years to split that initial price.

It needs to be lower in price to be an option. I feel 2042 resorts prices are a bit disconnected from reality. But at least BRV isn’t as bad as BCV/BWV.

 

[BrianLo]

Is BRV not in consideration because its a 2042 resort?

https://www.dvcresalemarket.com/blog/best-economical-dvc-resorts-to-purchase-spring-2024/

This is a helpful link. You'll be paying almost 3 dollars pp more per year over the lifetime of the two contracts.

I'm not above telling people what to do, because it's often extremely personal decision - but it makes very little sense to economically buy BRV with such a similar option currently on the table. At least most of the other non-economical resorts can be justified from an attachment to a resort.

 

[supercarrie]

https://www.dvcresalemarket.com/blog/best-economical-dvc-resorts-to-purchase-spring-2024/

Pertinent to the conversation here. Basically the same conclusions.

SAP+
1 A) CCV
1 B) BLT
...
3) VGF
...
4) Poly formerly (though I don't think their six month averages account for the run up adequately, I think it is currently off the list).
5) AKV (likely currently) ahead of Poly.

Then SSR remains the classic SAP of choice, particularly if up-front buy-in price is the major determinant and one wants just a massive volume of points. Though in terms of real actual value CCV/BLT overtake it.

We ended up choosing BLT because of the walk to MK, lake view, and the deal we negotiated ($120pp/100 point contract) although I enviously eye the CCV contracts that come through on the ROFR thread. The resort is such a gem and has a longer contract. If I were buying today, I'd seriously consider making some more aggressive offers on CCV contracts.

 

[Chili327]

https://www.dvcresalemarket.com/blog/best-economical-dvc-resorts-to-purchase-spring-2024/

Pertinent to the conversation here. Basically the same conclusions.

SAP+
1 A) CCV
1 B) BLT
...
3) VGF
...
4) Poly formerly (though I don't think their six month averages account for the run up adequately, I think it is currently off the list).
5) AKV (likely currently) ahead of Poly.

Then SSR remains the classic SAP of choice, particularly if up-front buy-in price is the major determinant and one wants just a massive volume of points. Though in terms of real actual value CCV/BLT overtake it.

It is a great resource guide to help understand, but sometimes the heart wants what the wallet doesn't.

Resort	Avg. Cost Per Pt.	Years Left	Cost Per Pt. Per Year from Price	2024 Dues	Total Cost Per Pt. Per Year	Rank: Spring 2024	Rank: Fall 2023	Rank Change
Copper Creek	$136	43	$3.16	$8.09	$11.25	1	1	—
Bay Lake Tower	$132	35	$3.77	$7.59	$11.36	2	2	—
Riviera ***	$126	45	$2.80	$8.85	$11.65	3	4	+1
Saratoga Springs	$102	29	$3.52	$8.14	$11.66	4	5	+1
Grand Floridian	$164	39	$4.21	$7.57	$11.78	5	3	-2
Polynesian	$158	41	$3.85	$8.23	$12.08	6	6	—
Animal Kingdom	$105	32	$3.28	$9.08	$12.36	7	8	+1
Aulani *	$97	37	$2.62	$9.76	$12.38	8	7	-1
DisneyIand Hotel***	$155	49	$3.16	$9.53	$12.69	9	NA	NA
Old Key West (Extended	$116	32	$3.63	$9.87	$13.50	10	9	-1
Boulder Ridge	$93	17	$5.47	$8.68	$14.15	11	11	—
Old Key West	$82	17	$4.87	$9.87	$14.69	12	10	-2
Hilton Head	$67	17	$3.94	$11.31	$15.25	13	13	—
Boardwalk	$116	17	$6.82	$8.67	$15.49	14	12	-2
Grand Californian	$260	35	$7.43	$8.55	$15.98	15	15	—
Beach Club	$129	17	$7.59	$8.63	$16.22	16	14	-2
Vero Beach**	$58	17	$3.41	$13.86	$17.27	17	16	-1

1. Copper Creek $136 - 43 - $11.25
2. Bay Lake Tower $132 - 35 - $11.36
3. Riviera*** $126 - 45 - $11.65
4. Saratoga Springs $102 - 29 - $11.66
5. Grand Floridian $164 - 39 - $11.78
6. Polynesian $158 - 41 - $12.08
7. Animal Kingdom $105 - 32 - $12.36
8. Aulani* $97 - 37 - $12.38
9. DisneyIand Hotel*** $155 - 49 - $12.69
10. Old Key West (Extended) $116 - 32 - $13.50
11. Boulder Ridge $93 - 17 - $14.15
12. Old Key West $82 - 17 - $14.69
13. Hilton Head $67 - 17 - $15.25
14. Boardwalk $116 - 17 - $15.49
15. Grand Californian $260 - 35 - $15.98
16. Beach Club $129 - 17 - $16.22
17. Vero Beach** $58 - 17 - $17.27

 

[BrianLo]

It is a great resource guide to help understand, but sometimes the heart wants what the wallet doesn't.

• Copper Creek $136 43 $3.16 $8.09 $11.25 1 1
• Bay Lake Tower $132 35 $3.77 $7.59 $11.36 2 2
• Riviera*** $126 45 $2.80 $8.85 $11.65 3 4
• Saratoga Springs $102 29 $3.52 $8.14 $11.66 4
• Grand Floridian $164 39 $4.21 $7.57 $11.78 5 3
• Polynesian $158 41 $3.85 $8.23 $12.08 6 6
• Animal Kingdom $105 32 $3.28 $9.08 $12.36 7
• Aulani* $97 37 $2.62 $9.76 $12.38 8 7
• DisneyIand Hotel*** $155 49 $3.16 $9.53 $12.69 9
• Old Key West (Extended $116 32 $3.63 $9.87 $13.50 10
• Boulder Ridge $93 17 $5.47 $8.68 $14.15 11 11
• Old Key West $82 17 $4.87 $9.87 $14.69 12 10
• Hilton Head $67 17 $3.94 $11.31 $15.25 13 13
• Boardwalk $116 17 $6.82 $8.67 $15.49 14 12
• Grand Californian $260 35 $7.43 $8.55 $15.98 15
• Beach Club $129 17 $7.59 $8.63 $16.22 16 14
• Vero Beach** $58 17 $3.41 $13.86 $17.27 17 16

Only cold, emotionless logic allowed on the SAP+ thread!

It's ok. I own resorts up through number 9. VDH is hardly that economical under the hood.

 

[tidefan]

Only thing is this analysis assumes that dues stay the same relative to other properties over the life of the contract and as we’ve seen, that’s not necessarily the case.

 

[Chili327]

Only thing is this analysis assumes that dues stay the same relative to other properties over the life of the contract and as we’ve seen, that’s not necessarily the case.

Truth, but what are you going to do, try to predict the dues for the next 16-45 years??

 

[marmentrout85]

https://www.dvcresalemarket.com/blog/best-economical-dvc-resorts-to-purchase-spring-2024/

This is a helpful link. You'll be paying almost 3 dollars pp more per year over the lifetime of the two contracts.

I'm not above telling people what to do, because it's often extremely personal decision - but it makes very little sense to economically buy BRV with such a similar option currently on the table. At least most of the other non-economical resorts can be justified from an attachment to a resort.

My problem is I happen to really like the rooms (especially studios) at BRV and don't really care for the rooms at Copper Creek so much. If I liked the Copper Creek rooms a bit more it'd be a no-brainer for us, but at the end of the day, we'll probably just end up going with BLT or SSR for any SAP(+).

 

[Chili327]

Only cold, emotionless logic allowed on the SAP+ thread!

It's ok. I own resorts up through number 9. VDH is hardly that economical under the hood.

Yep, same... #7, #14 and #15.
My plan is to keep any of those to a minimum, & load up on #1 &/or #2.