Totally not judging here, genuinely curious. I know you folks don't know me so you might otherwise take this question the wrong way, hence the disclaimer
I see contracts being bought - here, elsewhere, and just by watching broker pages - that have no points coming for sometimes 18 months or even longer. What is the thought process behind that transaction? For us, it was important to find a contract as loaded up with points as possible so as to begin using the membership we are going to be paying for as soon as the cash leaves our hot little hands. I'm not looking at any contracts that will not have points coming by June of next year, preferably April or sooner. So I'm genuinely interested to know why you would buy something today that you couldn't use for so long. Why not wait?
Thanks for indulging the noob