Lots of us bought RIV though because we believe resale value isn’t the end all be all.
If I have to sell RIv and take a loss, I still end up with value from its use. And, I have said before, if someone is having to sell, not choosing, then most likely the loss they are taking is the least of their worries.
If I had to sell my resale contract there today, having three years of trips included, I’m pretty close to break even against what those trips would have cost with cash with a discount.
But, we are also not okay with just staying anywhere. Trips to WDW are too expensive to not be happy with the resort.