touché!
As an aside, even if tip isn't included, and even if an appetizer is not included, AND even if you don't get dessert in your CS meal, you are probably *still* going to at least break even on the plan. For example, consider a hypothetical visitor who buys:
* a blueberry muffin at the Bake Shop (about $3). Plus a "coffee" (nescafe: blech) which wouldn't be covered by the plan
* the ham sandwich and a bottle of water for lunch at CHH (about $9.50, including tax)
* the seafood diavoli (a personal favorite), an iced tea, and the tiramisu at Tony's (about $32.50 +/-, after tax, before tip)
Total out of pocket for the day: $45 plus tip. So, the plan is still a bit less, but not as good of a deal as it used to be. If that hypothetical visitor instead goes to Crystal Palace for dinner, then dinner plus tax, but before tip, is $30. Out of pocket that day is still a few dollars more than plan costs.