speedyfishy
DIS Veteran
- Joined
- Apr 3, 2016
Oops - one more question if it's ok. If we get the CSR (and maybe also the CSP) cards how long do we need to keep them? Is there a minimum like one year? I can see us keeping one longer term, but probably not both (and esp. if we end up with 4 of them ).
Definitely should not keep all four cards lol. I’d keep them for a year and then downgrade to a Freedom or Freedom Unlimited. Downgrading helps because your credit score won’t take a hit from closing an account. I’d probably keep one CSR or CSP. It depends if the CSRs annual fee is worth it to you. Personally, I’ll probably keep one CSR. The other cards you can keep in your sock drawer and use occasionally. The freedom has rotating 5% back categories that you may want to take advantage of.