djmeredith
DIS Veteran
- Joined
- Feb 9, 2005
Never close a card before the one year anniversary; that's a major red flag for cc issuers. Many of us keep them open longer, especially if they have no (or low) AF. You can cancel after the first anniversary, but within 30 days and you don't have to pay the new AF.So would I want to close the Delta Gold after using the benefits?
I think I would like more details. Not sure if I will use it for this trip but it sounds like something that could be very useful.
The normal CP requirements require you to earn 135,000 miles. Upon reaching that amt, you will have the CP for the remainder of that calendar year and the whole next calendar year. Therefore, it is best to earn the points as close as possible to the start of a new year. You can only have one personal SW card at a time, so you have to get one personal and one biz card; or do an MDD to get 2 personal cards. If you have a P2, one of you gets a card, then supports the other one for their application. Then P2 can support P1 when they apply for their second card. This allows you to earn extra pts from the support links, but this plan also assumes there is no MDD involved so you have time to do the supports for ea other (see first page for MDD info).
Currently, there is a special offer to earn a CP until Feb 28, 2025 + 30K pts by getting only 1 card and spending $4K. That offer ends March 11.
We have a private group on Reddit. You can request to join that if you are interested (I can't remember who can add you but someone here will chime in with that info). There is some cc info over there, but we mainly use it to support each other when we apply for new card but don't have a support link from a P2.