havaneselover
Dreaming about a Disney cruise
- Joined
- Nov 9, 2009
Oh, and I got upgraded to first class on my American flight to Cle next week. Only AA trip I have planned with my Platinum status.
I have one at $3k and one at $500What is the minimum credit limit for Disney rewards visa card? We are charter cardholders since 2003 on the original card.
We are getting denied on the second part of a MDD on SW personal cards. Had 70K credit limit between CSR and Disney two days ago. Lowered them to free up credit. Applied and now being told that Chase has extended the maximum amount of credit to us. Have CSR at 10K and Disney at 5K. They won't move any CL from the Disney card because they are saying both cards are at the minimum CL for the product. Argh!!
What is the minimum credit limit for Disney rewards visa card? We are charter cardholders since 2003 on the original card.
We are getting denied on the second part of a MDD on SW personal cards. Had 70K credit limit between CSR and Disney two days ago. Lowered them to free up credit. Applied and now being told that Chase has extended the maximum amount of credit to us. Have CSR at 10K and Disney at 5K. They won't move any CL from the Disney card because they are saying both cards are at the minimum CL for the product. Argh!!
Yeah, the dark soles would probably go better with his dress pants but he liked these so I went with them.I unfortunately don't have hotel advice but I just wanted to say HI and that I will also be in DL the same dates as part of the annual DIS Divas trip. Have fun!
I see you already got them but I was going to suggest Vans. My son just had to get some that were black with black rubber trim (instead of white) for his indoor percussion ensemble uniform. Apparently last year the fact that they wore their marching band shoes (which were already paid for) got mentioned by some of the artistic judges. So hey what's another $50 on top of the $1000 winter fee?
Vans are super popular and I think they're cute, too. If I didn't have feet issues, I'd get some myself and then wouldn't that mortify my kid!!! (He likes the slip on black and white checked ones that I see on at least half the kids at his school).Yeah, the dark soles would probably go better with his dress pants but he liked these so I went with them.
I was trying to get to the bottom of this a bit yesterday in my own research but I think recon has their own rules around CLs vs. calling in to adjust CLs. This sounds like what you've gotten caught up in. My thought would be to consolidate a bunch of your available CL to your CSR or your Disney and that might fix the problem.What is the minimum credit limit for Disney rewards visa card? We are charter cardholders since 2003 on the original card.
We are getting denied on the second part of a MDD on SW personal cards. Had 70K credit limit between CSR and Disney two days ago. Lowered them to free up credit. Applied and now being told that Chase has extended the maximum amount of credit to us. Have CSR at 10K and Disney at 5K. They won't move any CL from the Disney card because they are saying both cards are at the minimum CL for the product. Argh!!
Apparently the Disney Signature card has a 5K minimum. So many ways I could have done this better. We just PC'ed CSR to CSP (which we were planning to do in 3 months anyway). Hopefully that is immediate and now they will let us move some from that CL to the new card. Trying again...
My recommendation based on this is to NOT lower your credit limits shortly before applying for a card as it apparently doesn't recognize it even if you are now WELL under 30%. And, always make sure you know the minimum CL and leave a few thousand extra.
I wonder why different recon people seem to handle this differently. I've totally seen mixed DPs on this but what you said is more the norm. Every once in awhile it seems an over-zealous recon person tries to apply these min CLs to the remaining card. Booo!!!Hang up and try again. There is a min to open them but you should be able to move them no problem. My Disney is at $2k and they took $1k from my CSR when I PCd a different card that didn’t have enough to PC leaving my CSR at $9k.
Correct! And I second the recommendation from @SouthFayetteFan for the r/churningcanada page. It is full of helpful information. Also Ricky (The Prince of Travel -- he's a blogger based in Montreal) is the Cdn equivalent to @SouthFayetteFan. You can e-mail him and he'll get back to you right away with answers to your questions. He is incredibly helpful.@Mikamarii actually @*WDW*Groupie* is Canadian and American and has cards both places. Hopefully she sees this tag and can help you! Or you can PM her!
Just booked a trip to Whistler this past week. We’ll be going in July. We love to go in Summer to get out of the AZ heat. One of our favorite places. Absolutely gorgeous!Just got back from a week in Whistler, BC, so I am a little behind on this thread.
But you have “dry” heat as everyone says. We’ve been to visit the ILs in Phoenix in July and 115-120 degrees is hot as heck dry heat or not.Just booked a trip to Whistler this past week. We’ll be going in July. We love to go in Summer to get out of the AZ heat. One of our favorite places. Absolutely gorgeous!
Where do you stay? I have eyed the Hilton, but we have grown accustomed to having the kitchen in our room at the Westin. Dd is a creature of habit and really doesn't want to stay anywhere other than the Westin.Just booked a trip to Whistler this past week. We’ll be going in July. We love to go in Summer to get out of the AZ heat. One of our favorite places. Absolutely gorgeous!
Thanks!I cancelled web saver award flights and paid $225 to get miles back. I got back all the $5.60 taxes/fees so I’d imagine you’ll get the $40 back.
Did you get it worked out? Good luck!Second call back was just as bad. They said the product change from CSR to CSP would not show for up to 2 biz days so couldn't use any of the credit limit. Had 65K two days ago and now we are at 15K and can't even borrow 1K to open a card we were otherwise approved for.