bcwife76
DisneyMomma
- Joined
- Dec 10, 2014
Oh my gosh, no more after Christmas shopping for supplies for me either! We also have enough wrapping paper for a family of 4 (plus any other people I buy for for Christmas) for the next 4 or 5 years as well!! Oops.
As for our debt load, we have a HELOC which is currently at 3.4% and a car loan at 0%. The car loan is not a priority because it's at zero interest so it's just another monthly bill. We never carry a balance on any of our cards but if they can't be paid in full.....that's where the HELOC comes in. We've been tinkering around with our Mint app for the past couple of weeks so ready to start with gusto on that for January 1st!
As for our debt load, we have a HELOC which is currently at 3.4% and a car loan at 0%. The car loan is not a priority because it's at zero interest so it's just another monthly bill. We never carry a balance on any of our cards but if they can't be paid in full.....that's where the HELOC comes in. We've been tinkering around with our Mint app for the past couple of weeks so ready to start with gusto on that for January 1st!