So I recently purchased a small contract since we continued to buy OTUPs. Of course we short again and borrowed well into next year. I know we should buy a bigger contract but also thinking about the fact that in a few years my DD will be in college and maybe our stays will drastically decrease. In that sense, it seems silly to buy even more points and that we should just buy a few more years of OTUPs and call it a day. We have a big vacation (non-Disney) planned this summer so a new contract is not in our future. Thoughts? Others in the same boat. The collective “think” is appreciated.