allearsnet and mousesavers as well as the tips and budget boards on this site all have great ideas. Saving change, setting aside a small amount weekly or monthly into a vacation account, selling on EBay, collecting air miles, using a credit card that pays a dividend on all purchases (mine paid me $275 last December) as long as you pay the amount owing each month and don't pay interest charges of course, signing up with consumer research companies and getting paid for things like taste-testing food, attending a Number One Club meeting at WalMart once per month for $10 and free muffins and coffee, the list goes on and on! If you have no pride like me you can get your hair cut fewer times per year and pass on any non-necessities like Tim Hortons, treats, beauty treatments, ........Good Luck!