Just thinking about Amex...since I was in pop-up hell for so long. I currently have the following Amex (almost all gotten in the last year since the pop up went away). I'm just wondering if I'm going to shoot myself in the foot again. At this point, looking at the Amex cards....At some point I MAY want to get a personal Plat but it would be when I could possibly triple dip it and I'm not 100% sold w/ the AF being so high now. I may want the Delta Plat (personal) at some point if there is a decent SUB. When my diamond runs out I may upgrade the honors or surpass to the Aspire. But TBH I haven't gotten any Diamond perks as of late and Gold gets the same F&B credits, so IDK. But I think that may be it for Amex cards. I know everyone likes the BBP but don't think that's one I need to snag. So I guess I would be okay pissing off Amex, LOL.
Amex Surpass (open 10/17....keeper, I try to earn the FNC every year)
Amex Everyday (open 1/19...keepers as my MR card)
Amex Hilton Honors (open 3/22...keeping in hopes of upgrade offer)
Amex Gold Biz (opened in Oct to pay for my dad's funeral)
Amex Delta Plat Biz (open 2/23...will likely downgrade back to the gold, I had before)
Amex Hilton Biz (open 10/19, closed 11/20, open again 5/23)
I have my union dues post to my Hilton Honors ($90/mo) to keep a spend on it. But I'm only keeping it in hopes I get an upgrade. Otherwise I would close it. I don't think I've ever gotten an upgrade offer on my Surpass though, so I'm not hopeful.
I see no value in the Amex gold biz. I'm hitting myself I did that card. But I was in pop-up hell and I had a preapproval email. I don't put any spend on it since the SUB hit.
The Delta Plat biz, I'll likely downgrade back to the Delta Gold biz. I cancelled that card to get a slot to do the Plat. The only card I haven't done is the personal delta plat. I'll do that some day. I don't think it's worth keeping for any reason. I doubt I'd use the companion pass for $250. And the Gold gets the same discount on miles tickets, right?
I think once the year hits on the Hilton Biz I'll close it again. I have the surpass already for all the same benefits. And I'll have a Delta card to get the "biz" offers that sometimes come up. Anyone have a DP on how often people have gotten this card? I'm on my 2nd, LOL.
Just picked up the IHG Biz. I got the 'working on it - we'll let you know in 7 to 10 days'.
It immediately popped to the Chase sign in page where my new card was waiting.
I was trying to wait until end of July but had fomo that the offer would disappear.
YAY me!!!
I also have the $49 card so now I can do my drive down and back to Disney for $148 (cost of two annual fees) using both free nights, or $74 each way. It saves me roughly half the room cost or more. Marriott picks up my other free nights on the road, as I make this trip 2-4 times a year.
Meanwhile I now get the 4th night free option, which I may be able to use by next summer with my points haul. I've had that option in the past - not sure how or if it was deleted as an option on my $49 card.
Now I'm wondering how long Doc's Hilton card offer will last...looked it up - until July 19. That works.
I'm slightly confused about the Hilton card FNC's - which card gives it yearly or do any? I won't be spending 20K a year to get one. I could read all this but don't have time right now.
The Aspire is the only card with a "free" annual FNC. You can earn them for $15k spend w/ the Surpass and Biz. TBH, I MS on the Surpass and earn it. I normally put my homeowners on the card, and then random spending here and there (groceries if no other card has an offer). But the bulk of my $15k is normally VCG. Now I have the Surpass and the Biz. I'm sure I'll cancel one of them (probably the Biz next year) and focus on only meeting the FNC spend on one of them. Unless my MS game really steps up. The issue is here the Staples all sell out too fast. And I don't like having the VGC from there as it's harder to funnel them. I like the GCs from OD...those I can do $200 loads at WM with and knock out much faster!
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