At the end of the day, it's 2.5%. Some people don't care paying the extra 2.5%,
i DONT but do
when paying for a trip say 6k (like we will be doing ) its around $150 so bout 125 usd. that extra money can take the sting out of things. slo with the 2% cash back we can get another $120 = $95 usd so we are over $200 usd pocketed (which can cover a substantial amount of ground LL- ride purchases - BONUS event or meal we are interested in - extra special gift- Bibbidity Bob BOUT. for a modest family first time going that extra savings and fun will help make things a little more magical or less sting overall. UBER - sorry that may be our go to fund transport. for the little amount of effort saving that amount generally makes dad a bit more comfy.
I am at the stage right now to start forming my DISNEY gift card process. Can anyone please explain or link to forum to the process of using the GC's as form of payment? I just want make sure there are no hiccups.
So i purchase GC's X-$
I combine them into several to obtain the X-$ factor. (i get the concept)
(managed them off website) + physical card(s).
So i have $6k in GCs
How do i pay for room (i get it DUE at check in) and incidentals and purchases in park etc (CC on file?) or do i give the resort the GC's and they just deduct the spending from the GC's? no issues with CC on file but would want all transactions to be taken off GCs does that mean i need to continuously hit the lobby and pay with the GC?
I feel I am missing a step here lol. OR yes its that easy. I just want to run the parks and buy pay charge to room or GCs etc. Any tips?
ADD+ Also can i make a USD GC card? i thought i read somwhere you can watchteh flux in CDN -> USD $ when it is High you can CASH in so to speak and get better exchange if it drops hold the card until reasonable exchange is reaches again etc? Like right Now i see we are hovering at around .78-.79 whic isnt to bad I realize the exchange for today tells me they use exchange rate tomorrow so could buy some GCs today and then apply the tommorrow when the GC exchange will reflect todays rate. (if i read that right?) the exchange they use is the from the previous days close value.
IDEAS:
so will .02 make a difference? I think so I can get mroe bang for my buck
say all 6k at ex rate of .75 6000 cnd = 4500 usd
6k at ex rate of .78 6000 cdn = 4680 usd so a couple pennies exchange just gave me or saved me an additional $180 USD
so being thrifty there (timing) and lucky with exchange. combined with GC purchase rewards fee save etc. I can be looking at $350-380 USD extra just for planning a little bit.