I'm finally ready to get a better return over the 5% Red Card discount. I have purchased Southwest Airlines gift cards on Raise but have never bought anything on Cardpool. I leave for Old Key West on November 21. Would I be better to buy Target GC on Raise and 5% discount or go with Cardpool and a 6.5% discount, but as a first time customer may have a delay in the transaction? From what I understand, I then put the gift cards on my Target.com account (does Target combine them or are they listed individually as I bought them;I'll buy around $900 in cards, so there may be 9 plus individual Target GC purchases). I make the gift cards my default payment. I then online put $950 Disney cards in my Target purchase cart. How do I get the Target Red Card discount and how do I combine the Disney GC to one $1,000 Disney GC? I just want to make sure that I don't get stuck with Target GC and get the Disney GC, purchased at a gift card site, with the Red Card discount. Thanks in advance.