GlamMistress
Resident Metalhead
- Joined
- Jul 18, 2017
You made me reasses my cards. We have just over 1k in AFs, 450 from CSR. I did recently cancel one card & PCd the CSP to CF. I do have a couple cards that have no AF this year but will next year. I'm sure I'll be getting rid of Marriott or SPG or both once they decide what's up with that program.
The thing with the Ultimate Rewards earnings cards is that it is so easy to downgrade to a no fee version. If you ever want the higher benefits again, you just call to upgrade and no credit pull. Over the past year my husband and I had 3 premium cards between us, not counting all the excess cards we all have in this hobby. So that meant paying fees on two Amex plats and a Citi Prestige. It's absurd and that's where I drew the line. I think it's really easy for people to master the accumulation part of this hobby and even the award redemptions ... but cutting cards is part of churning too and its often neglected... or you get attached to one benefit and hate to let it go but it really isn't worth the money (Centurion lounge access, I'm looking at you).